Development finance calculator
Enter your scheme's costs and GDV to see an indicative facility size, equity requirement and profit margin — sized against both loan-to-cost and loan-to-GDV.
How this is calculated
The facility is capped by whichever is lower: your target loan-to-cost, or your target loan-to-GDV. That's how senior lenders size a facility in practice — a scheme can be well within LTC terms but still capped by LTGDV if margins are tight, or vice versa.
Which figure does a lender actually use?
Lenders size to the lower of loan-to-cost and loan-to-GDV — this calculator shows both so you can see which one is the binding constraint on your scheme.
Does this include mezzanine or JV equity?
This tool sizes senior debt only. Where the recommended facility leaves a gap against your available equity, see the mezzanine gap calculator.