Bridging loan calculator
Enter the property value, leverage and rate to see the monthly interest, fees and total cost of a bridging facility over its term.
How this is calculated
Most bridging facilities retain the interest for the term upfront rather than collecting monthly payments, so the "net day-one advance" is the loan amount minus the arrangement fee and retained interest — the actual cash you receive on completion.
Is interest paid monthly or retained?
Convention varies by lender — many bridging facilities retain (deduct) the interest for the full term on day one rather than collecting monthly payments, which is what "net day-one advance" reflects here.
What's a typical bridging rate?
Rates on the panel start from around 0.55% per month, varying by leverage, asset and exit strength — see our bridging finance product page for current typical terms.